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Author

Tiwalade Joanna Okedara-Kalu

Founder, CEO and CTO at startbuddi

Tiwalade Joanna Okedara-Kalu is the founder, CEO and CTO of startbuddi, the business system that brings clients, bookings, invoices, projects, marketing and the Chip AI assistant into one place. Tiwalade builds software around how service businesses really work day to day, and writes about client management, getting paid on time and why small businesses outgrow the tools they start with.

Founded startbuddi and leads its product and engineering

Client managementGetting paidBusiness softwareAI for small businessProduct

Published by Tiwalade Joanna Okedara-Kalu

GuideOct 16, 2026

Business Continuity Plan Checklist for Small Businesses

A business continuity plan checklist for small businesses: power, phones, data, illness, suppliers and cash, with a one-page template and a worked…

GlossaryOct 16, 2026

Warm Lead: Definition, Examples and How It Works

What is warm lead in sales? A plain definition, how warm, cold and hot leads differ, the signs to look for, a…

People and hiring8 min read · Oct 15

Talent Acquisition Trends: 9 Practical Ideas That Work for Small Teams

Nine talent acquisition trends that matter to small teams in 2026: skills-based hiring, AI on both sides, candidate fraud, pay transparency and…

Payments9 min read · Oct 15

How to sell digital products online: a practical guide for small businesses

How to choose, test, price, sell and deliver digital products such as templates, guides and courses, and what to check on payments,…

Money11 min read · Oct 15

Best Online Payment Solutions in 2026: Options Compared

The best online payment solutions for small businesses, compared on payment methods, countries and payouts: Paystack, Stripe, Flutterwave, PayPal and more.

GuideOct 14, 2026

Starting a Photography Business Checklist: How to Book Consistently

A starting a photography business checklist: pick a niche, price packages, take deposits, use contracts and fill quiet months, with a pricing…

Booking12 min read · Oct 14

8 Fresha Alternatives for Salons and Spas

Compare 8 Fresha alternatives for salons and spas: prices checked 1 October 2026, free plans, marketplace fees, deposits and who each tool…

Running a business8 min read · Oct 13

Due Diligence Checklist for Buying a Business: Step-by-Step List + Free Template

A due diligence checklist for buying a business in 10 phases, from identity and accounts to staff, debts and handover, with red…

GlossaryOct 13, 2026

Customer retention: Definition, Examples and How It Works

What is customer retention? A plain definition, the retention rate formula with worked examples in naira and pounds, and simple ways to…

Running a business10 min read · Oct 13

How to set up a Google Business Profile and get reviews

Set up your Google Business Profile step by step, get through verification, fill in the details that matter, and collect genuine reviews…

Running a business8 min read · Oct 11

Closing a Business Checklist: Step-by-Step List + Free Template

A closing a business checklist in eight phases: clients, staff, money, tax, registration, contracts and records, with UK, US and Nigeria notes.…

GlossaryOct 11, 2026

Deal stage: Definition, Examples and How It Works

What is deal stage in sales? A definition, typical stages with exit rules, how stage probability drives a weighted forecast and a…

How we write and check our content

Researched from the source

Facts, prices and rules come from official and reputable sources, not from memory or other roundups.

Checked against the product

Anything about startbuddi is checked against how the product actually works today.

Kept up to date

When something changes we update the page and show the date it changed.

Put the ideas to work.

startbuddi gives you bookings, invoices, an inbox and Chip AI in one place. Free to start.