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Money Manager

Business finance manager software for small businesses

Invoices, payments, expenses, bills and cash flow in one place, so you know where your money is going and what next month looks like.

Start free

Free plan, no card needed. Or book a demo.

One place for the money side of the business

Small business owners rarely need full accounting software day to day. They need to know what came in, what is owed, what is due to be paid and whether next month looks tight.

startbuddi's Money Manager brings those together. A Finance Inbox raises what needs you, like an overdue invoice or a failed payment, and clears it when it is done. Budgets warn you at 80% of spend.

  • Invoices, payment links and subscriptions.
  • Expenses, recurring costs, bills and team reimbursements.
  • A cash forecast with what-if scenarios.
  • A profit and loss and aging reports, exportable to CSV.

It is not a general ledger, payroll or tax filing tool. Your accountant gets clean numbers as a CSV.

  • Finance InboxA to-do list for your money.
  • Bills and approvalsPay vendors on time, with an approval step.
  • BudgetsWarnings at 80% and 100%.
  • What-if forecastsTest a change before you spend.
Finance Inbox

A to-do list for your money.

Overdue invoices, failed payments, uncategorised expenses and cash dips, each with a one-click action.

  • Overdue, failed and unmatched items in one list
  • "Did this one get paid?" when a customer taps I've sent the transfer
  • Ask Chip to prioritise the overdue ones
More about Money Manager
Bills

Bills paid on time.

Record a bill with its due date, send it for approval and record part-payments until it is paid.

  • Open, Outstanding, Overdue and Paid at a glance
  • Approve before paying, if someone else signs off
  • Part-payments, with the balance kept for you
More about Expenses, bills & reimbursements
Budgets

Budgets that warn you at 80%.

Set a budget for the company, a project or a campaign and see spent, remaining and a forecast.

  • On track, Warning and Over budget at a glance
  • Budget amount, Spent, Remaining and Forecast for each
  • Warnings in the Finance Inbox at 80% and when you go over
More about Cash flow, budgets & profitability
Same workspace

Everything that touches your money, in one workspace.

Payments from invoices, bookings, forms and payment links land in one feed next to your expenses.

01

Payment links and pay-me page

Payment links, a pay me page and QR codes, paid through your own Paystack or Stripe.

Explore Payment links and pay-me page
02

Retainers and memberships

Retainers and monthly plans that your payment provider charges on schedule.

Explore Retainers and memberships
03

Estimates and quotes

Quote the job, get it signed and turn the estimate into an invoice.

Explore Estimates and quotes
04

Projects your team can follow

Link expenses to projects to see which work makes you money.

Explore Projects your team can follow
05

Dashboards and reports

A ready-made Money dashboard in Analytics: revenue, paid against overdue, average invoice and top clients.

More about Analytics
Plans

Money Manager is on every plan

Invoices, expenses, reports and cash flow are on every plan, including Free. Free sends 5 invoices a month; Starter and up send as many as you like.

  • Free Included, free forever $0
  • Starter Included, 30-day trial $29/mo
  • Growth Included, 30-day trial $79/mo
  • Scale Included, 30-day trial $199/mo

Questions people ask

What does a business finance manager do?
It keeps track of money in and out, what customers owe and what you owe, and shows where the business is heading. startbuddi does that from your real invoices, payments and expenses.
Does it replace my accountant?
No. It keeps cash-basis records and exports a CSV for your accountant. It does not do tax filing, payroll or a general ledger.
Can I connect my bank account?
Not yet. Payments come in through Paystack and Stripe, and you add expenses yourself with a receipt.
What does it cost?
Money Manager is on every plan, including Free. Starter costs $29 a month and removes the invoice limit.

See your money clearly this month.

Send your first invoice, log your first expense and let the report add itself up. Free to start.

Start free

Start with the one thing you need. The rest is there when you're ready.

Free plan available. Every paid plan starts with a 30-day trial.