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Author

Chinedu Kalu

Co-founder and COO at startbuddi

Chinedu Kalu is the co-founder and chief operating officer of startbuddi, responsible for how the company runs day to day. Chinedu writes about the operational side of a small business: registering and running the company, money, hiring and the routines that keep a team on track.

Co-founded startbuddi and runs its operations

OperationsBusiness setupCash flowHiring and teamsPlanning

Published by Chinedu Kalu

Goals & OKRs9 min read · Sep 28

OKR vs KPI: what is the difference and which should you use?

KPIs tell you how the business is doing; OKRs describe what you want to change. Here's how they differ, how they work…

Money10 min read · Sep 28

Business finance manager software: what it is and why you need it

What business finance manager software does, how it differs from accounting software and spreadsheets, what to look for, and how to set…

MoneyNigeria11 min read · Sep 28

VAT for small businesses in Nigeria: what you need to know in 2026

VAT in Nigeria after the 2026 tax reforms: the 7.5% rate, the new small business exemption, what invoices must show, deadlines, penalties…

People and hiring10 min read · Sep 28

How to write an employee handbook for a small team

What to put in an employee handbook, how to write it in plain language in a weekend, sample wording, and how to…

People and hiring10 min read · Sep 28

How to onboard a new team member (in person or remote): an employee onboarding plan

A practical employee onboarding plan for small teams: what to prepare before day one, a first-day schedule, a 30/60/90-day template and a…

Money11 min read · Jul 15

Profit and loss tracker: a simple way to know if your business is actually making money

How to use a simple profit and loss tracker: what to record, spreadsheet or app, the categories to use, a 30-minute monthly…

Money10 min read · Jul 13

How to manage agency finances without an accountant

A practical system to manage your agency finances day to day: separate accounts, tax set-asides, profit per client, faster payment and a…

Goals & OKRs9 min read · Jul 9

How to set OKRs for an agency your team will actually follow

How to set OKRs when client work eats every hour: a step-by-step method, examples for studios, agencies and consultants, and a weekly…

Goals & OKRs10 min read · Jul 7

OKR implementation for small businesses: a practical guide to setting and tracking goals

How to implement OKRs in a business of one to twenty people: the basics, a first-quarter plan, weekly check-ins, scoring and whether…

Projects9 min read · Jul 4

Project management software for freelancers: when to leave the spreadsheet, and what to choose

Most freelancers run projects in a spreadsheet, and that's fine until it isn't. Here's how to spot the moment to switch and…

Money9 min read · Apr 23

How to track cash flow without an accountant

How to track cash flow without an accountant: the difference from profit, a 13-week forecast template, ways to get paid sooner and…

Running a businessNigeria10 min read · Mar 2

How to register a business in Nigeria: a plain-language guide to CAC registration for 2026

A plain guide to registering a business in Nigeria with the Corporate Affairs Commission: business name or company, what you need, the…

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