New: Chip can now take voice calls from your website chat (beta). Hear how it works

The founding cohort is open: 6 months free for the first 20 teams, picked by hand. Apply

Money Manager

Money manager for consultants

Send invoices, collect retainers, log expenses and see your profit each month, without learning accounting software.

Start free

Free plan, no card needed. Or book a demo.

Know what you earned this month

Consultants often run their money across a bank app, an invoice template and a spreadsheet. By the time the numbers are added up, the quarter is over.

Money Manager adds it up as you go: invoices and payments on one side, expenses and bills on the other, and a profit and loss built from both. Chip gives you a short brief of the month and can draft a polite payment reminder.

  • Invoices in any currency with a Pay button.
  • Retainers billed monthly or yearly.
  • Expenses with receipts, linked to clients.
  • A cash-basis profit and loss, exportable to CSV.
  • Invoices and retainersOne-off and recurring billing in one place.
  • Expenses by clientSee what each engagement cost.
  • Profit and lossBuilt from your real invoices and expenses.
  • Chip's briefA plain summary of the month.
Overview

This month, added up.

Money in, money out and what clients still owe, with a six-month chart and a 30-day cash outlook.

  • Money in, Money out and Outstanding, updated as payments land
  • Money movement: six months of inflow vs outflow
  • Cash outlook: your estimated balance in 30 days
More about Money Manager
Log expenses

Log an expense with the receipt.

Vendor, amount, category and a photo of the receipt, linked to the client or project it belongs to.

  • Paid with Card, Bank transfer, Cash, Paystack or Stripe
  • Receipt upload: image or PDF
  • Link spending to a project or a customer
More about Expenses, bills & reimbursements
Profit & loss

Your profit and loss, from real data.

Revenue, expenses and net profit for any month, quarter or year, with income broken down by source.

  • Income by source: invoices, bookings, forms, pages, sales, subscriptions and payment links
  • Expenses by category
  • Period switcher: month, quarter, year or year to date
More about Reports
Same workspace

Everything that touches your money, in one workspace.

Payments from invoices, bookings, forms and payment links land in one feed next to your expenses.

01

Payment links and pay-me page

Payment links, a pay me page and QR codes, paid through your own Paystack or Stripe.

Explore Payment links and pay-me page
02

Retainers and memberships

Retainers and monthly plans that your payment provider charges on schedule.

Explore Retainers and memberships
03

Estimates and quotes

Quote the job, get it signed and turn the estimate into an invoice.

Explore Estimates and quotes
04

Projects your team can follow

Link expenses to projects to see which work makes you money.

Explore Projects your team can follow
05

Dashboards and reports

A ready-made Money dashboard in Analytics: revenue, paid against overdue, average invoice and top clients.

More about Analytics
Plans

Money Manager is on every plan

Invoices, expenses, reports and cash flow are on every plan, including Free. Free sends 5 invoices a month; Starter and up send as many as you like.

  • Free Included, free forever $0
  • Starter Included, 30-day trial $29/mo
  • Growth Included, 30-day trial $79/mo
  • Scale Included, 30-day trial $199/mo

Questions people ask

Is it accounting software?
No. It keeps cash-basis records of what came in and went out, with a profit and loss you can export for your accountant. It does not file tax.
Can I invoice in dollars and naira?
Yes. Invoices can use any currency code, and your workspace has one reporting currency.
Can Chip help me chase late payments?
Yes. Chip suggests who to chase first and drafts a friendly, or firm but friendly, reminder.
Is it free?
Yes. Money Manager is on Free with 5 invoices a month. Starter ($29 a month) removes the invoice limit.

See your money clearly this month.

Send your first invoice, log your first expense and let the report add itself up. Free to start.

Start free
Free plan available. Every paid plan starts with a 30-day trial.